{"id":40265,"date":"2026-10-22T14:57:08","date_gmt":"2026-10-22T07:57:08","guid":{"rendered":"https:\/\/meeycrm.com\/tin-tuc\/?p=40265"},"modified":"2026-10-22T14:57:08","modified_gmt":"2026-10-22T07:57:08","slug":"dinh-danh-khach-hang-ekyc-trong-bds","status":"publish","type":"post","link":"https:\/\/meeycrm.com\/tin-tuc\/dinh-danh-khach-hang-ekyc-trong-bds","title":{"rendered":"\u0110\u1ecbnh danh kh\u00e1ch h\u00e0ng eKYC trong B\u0110S: Quy tr\u00ecnh, Ph\u00e1p l\u00fd & L\u1ee3i \u00edch (C\u1eadp nh\u1eadt 2027)"},"content":{"rendered":"

Trong b\u1ed1i c\u1ea3nh th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n b\u01b0\u1edbc v\u00e0o giai \u0111o\u1ea1n minh b\u1ea1ch h\u00f3a v\u00e0 s\u1ed1 h\u00f3a to\u00e0n di\u1ec7n, c\u00e1c quy \u0111\u1ecbnh ph\u00e1p l\u00fd m\u1edbi c\u00f9ng s\u1ef1 b\u00f9ng n\u1ed5 c\u1ee7a c\u00f4ng ngh\u1ec7 Proptech \u0111ang \u0111\u1ecbnh h\u00ecnh l\u1ea1i c\u00e1ch th\u1ee9c giao d\u1ecbch nh\u00e0 \u0111\u1ea5t. T\u1eeb ng\u00e0y 01\/03\/2026, khi Ngh\u1ecb \u0111\u1ecbnh 357\/2025\/N\u0110-CP ch\u00ednh th\u1ee9c \u00e1p d\u1ee5ng m\u00e3 \u0111\u1ecbnh danh \u0111i\u1ec7n t\u1eed cho b\u1ea5t \u0111\u1ed9ng s\u1ea3n, vi\u1ec7c x\u00e1c th\u1ef1c ch\u00ednh x\u00e1c th\u00f4ng tin ch\u1ee7 th\u1ec3 tham gia giao d\u1ecbch \u0111\u00e3 tr\u1edf th\u00e0nh y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c. Gi\u1ea3i ph\u00e1p <\/span>\u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng eKYC trong b\u0111s<\/b> ra \u0111\u1eddi nh\u1eb1m gi\u1ea3i quy\u1ebft tri\u1ec7t \u0111\u1ec3 b\u00e0i to\u00e1n gian l\u1eadn, n\u00e2ng cao t\u1ed1c \u0111\u1ed9 x\u1eed l\u00fd h\u1ed3 s\u01a1 v\u00e0 t\u1ed1i \u01b0u h\u00f3a chi ph\u00ed cho c\u00e1c doanh nghi\u1ec7p, s\u00e0n giao d\u1ecbch.<\/span><\/p>\n

B\u00e0i vi\u1ebft n\u00e0y s\u1ebd cung c\u1ea5p g\u00f3c nh\u00ecn to\u00e0n di\u1ec7n v\u1ec1 c\u00f4ng ngh\u1ec7 eKYC trong b\u1ea5t \u0111\u1ed9ng s\u1ea3n, quy tr\u00ecnh tri\u1ec3n khai chu\u1ea9n ph\u00e1p l\u00fd v\u00e0 nh\u1eefng l\u1ee3i \u00edch thi\u1ebft th\u1ef1c gi\u00fap doanh nghi\u1ec7p b\u1ee9t ph\u00e1 tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/span><\/p>\n

\u0110\u1ecbnh danh kh\u00e1ch h\u00e0ng eKYC trong B\u0110S l\u00e0 g\u00ec?<\/b><\/h2>\n

Kh\u00e1i ni\u1ec7m eKYC trong giao d\u1ecbch b\u1ea5t \u0111\u1ed9ng s\u1ea3n<\/b><\/h3>\n

eKYC (Electronic Know Your Customer) l\u00e0 quy tr\u00ecnh \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed, cho ph\u00e9p x\u00e1c minh danh t\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng ho\u00e0n to\u00e0n tr\u1ef1c tuy\u1ebfn d\u1ef1a tr\u00ean c\u00e1c c\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i nh\u01b0 tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (AI), c\u00f4ng ngh\u1ec7 \u0111\u1ecdc d\u1eef li\u1ec7u th\u1ebb chip (NFC), nh\u1eadn di\u1ec7n khu\u00f4n m\u1eb7t v\u00e0 ph\u00e1t hi\u1ec7n gi\u1ea3 m\u1ea1o sinh tr\u1eafc h\u1ecdc.<\/span><\/p>\n

Trong l\u0129nh v\u1ef1c b\u1ea5t \u0111\u1ed9ng s\u1ea3n, <\/span>\u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng eKYC trong b\u0111s<\/b> l\u00e0 vi\u1ec7c s\u1ed1 h\u00f3a quy tr\u00ecnh thu th\u1eadp, \u0111\u1ed1i so\u00e1t v\u00e0 l\u01b0u tr\u1eef th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi mua, ng\u01b0\u1eddi b\u00e1n, ng\u01b0\u1eddi thu\u00ea ho\u1eb7c ng\u01b0\u1eddi \u1ee7y quy\u1ec1n giao d\u1ecbch th\u00f4ng qua c\u00e1c \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng ho\u1eb7c c\u1ed5ng th\u00f4ng tin c\u1ee7a s\u00e0n giao d\u1ecbch\/ch\u1ee7 \u0111\u1ea7u t\u01b0 m\u00e0 kh\u00f4ng y\u00eau c\u1ea7u kh\u00e1ch h\u00e0ng ph\u1ea3i c\u00f3 m\u1eb7t tr\u1ef1c ti\u1ebfp t\u1ea1i v\u0103n ph\u00f2ng \u1edf b\u01b0\u1edbc kh\u1edfi t\u1ea1o ban \u0111\u1ea7u.<\/span><\/p>\n

\u00a0 \u00a0 \u00a0 [ Kh\u00e1ch h\u00e0ng ]\u00a0<\/span><\/p>\n

\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u2502 (Qu\u00e9t CCCD chip & Face Matching)<\/span><\/p>\n

\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u25bc<\/span><\/p>\n

[ H\u1ec7 th\u1ed1ng eKYC t\u00edch h\u1ee3p ] \u2500\u2500(\u0110\u1ed1i so\u00e1t)\u2500\u2500\u25ba [ D\u1eef li\u1ec7u D\u00e2n c\u01b0 \/ VNeID ]<\/span><\/p>\n

\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u2502<\/span><\/p>\n

\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u25bc (X\u00e1c th\u1ef1c ch\u00ednh ch\u1ee7)<\/span><\/p>\n

\u00a0[ Kh\u1edbp n\u1ed1i M\u00e3 \u0111\u1ecbnh danh B\u0110S ] \u2500\u2500\u25ba [ Giao d\u1ecbch H\u1ee3p l\u1ec7 \/ \u0110\u1eb7t c\u1ecdc \/ K\u00fd h\u1ee3p \u0111\u1ed3ng ]<\/span><\/p>\n

\"\u1ea2nh
\u1ea2nh 1: \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng ekyc trong b\u0111s l\u00e0 g\u00ec<\/figcaption><\/figure>\n

S\u1ef1 k\u1ebft n\u1ed1i gi\u1eefa \u0111\u1ecbnh danh c\u00e1 nh\u00e2n v\u00e0 \u0111\u1ecbnh danh b\u1ea5t \u0111\u1ed9ng s\u1ea3n<\/b><\/h3>\n

Theo \u0111\u1ecbnh h\u01b0\u1edbng qu\u1ea3n l\u00fd m\u1edbi t\u1eeb n\u0103m 2026, m\u1ed7i s\u1ea3n ph\u1ea9m b\u1ea5t \u0111\u1ed9ng s\u1ea3n (th\u1eeda \u0111\u1ea5t, c\u0103n h\u1ed9, nh\u00e0 \u1edf) \u0111\u1ec1u \u0111\u01b0\u1ee3c c\u1ea5p m\u1ed9t m\u00e3 \u0111\u1ecbnh danh \u0111i\u1ec7n t\u1eed duy nh\u1ea5t tr\u00ean C\u01a1 s\u1edf d\u1eef li\u1ec7u qu\u1ed1c gia v\u1ec1 \u0111\u1ea5t \u0111ai. Vi\u1ec7c \u00e1p d\u1ee5ng eKYC gi\u00fap li\u00ean k\u1ebft ch\u00ednh x\u00e1c <\/span>M\u00e3 \u0111\u1ecbnh danh c\u00e1 nh\u00e2n\/doanh nghi\u1ec7p<\/b> v\u1edbi <\/span>M\u00e3 \u0111\u1ecbnh danh b\u1ea5t \u0111\u1ed9ng s\u1ea3n<\/b>, t\u1ea1o ra m\u1ed9t chu\u1ed7i d\u1eef li\u1ec7u minh b\u1ea1ch, g\u1eafn li\u1ec1n tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd v\u00e0 quy\u1ec1n s\u1edf h\u1eefu c\u1ee7a t\u1eebng c\u00e1 nh\u00e2n \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n.<\/span><\/p>\n

4 L\u1ee3i \u00edch c\u1ed1t l\u00f5i khi \u1ee9ng d\u1ee5ng eKYC trong b\u1ea5t \u0111\u1ed9ng s\u1ea3n<\/b><\/h2>\n\n\n\n\n\n\n\n
Ti\u00eau ch\u00ed<\/b><\/td>\nM\u00f4 h\u00ecnh KYC truy\u1ec1n th\u1ed1ng<\/b><\/td>\nM\u00f4 h\u00ecnh eKYC t\u00edch h\u1ee3p 2026<\/b><\/td>\n<\/tr>\n
Th\u1eddi gian x\u00e1c minh<\/b><\/td>\n1 – 3 ng\u00e0y (g\u1eb7p m\u1eb7t tr\u1ef1c ti\u1ebfp, \u0111\u1ed1i so\u00e1t th\u1ee7 c\u00f4ng)<\/span><\/td>\n30 – 60 gi\u00e2y (t\u1ef1 \u0111\u1ed9ng 100% tr\u00ean thi\u1ebft b\u1ecb di \u0111\u1ed9ng)<\/span><\/td>\n<\/tr>\n
\u0110\u1ed9 ch\u00ednh x\u00e1c<\/b><\/td>\nPh\u1ee5 thu\u1ed9c v\u00e0o m\u1eaft th\u01b0\u1eddng c\u1ee7a nh\u00e2n vi\u00ean<\/span><\/td>\n>99.9% nh\u1edd AI, OCR v\u00e0 qu\u00e9t chip NFC<\/span><\/td>\n<\/tr>\n
Ph\u00f2ng ch\u1ed1ng gian l\u1eadn<\/b><\/td>\nD\u1ec5 b\u1ecb qua m\u1eb7t b\u1edfi gi\u1ea5y t\u1edd gi\u1ea3, CMND \u00e9p d\u1ebbo<\/span><\/td>\nNg\u0103n ch\u1eb7n b\u1eb1ng c\u00f4ng ngh\u1ec7 Liveness Detection & VNeID<\/span><\/td>\n<\/tr>\n
Chi ph\u00ed v\u1eadn h\u00e0nh<\/b><\/td>\nCao (chi ph\u00ed di chuy\u1ec3n, in \u1ea5n, l\u01b0u tr\u1eef h\u1ed3 s\u01a1 gi\u1ea5y)<\/span><\/td>\nTh\u1ea5p (s\u1ed1 h\u00f3a d\u1eef li\u1ec7u, t\u1ef1 \u0111\u1ed9ng h\u00f3a quy tr\u00ecnh)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

1. Ng\u0103n ch\u1eb7n tri\u1ec7t \u0111\u1ec3 l\u1eeba \u0111\u1ea3o v\u00e0 m\u1ea1o danh<\/b><\/h3>\n

C\u00e1c v\u1ee5 vi\u1ec7c s\u1eed d\u1ee5ng C\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n (CCCD) gi\u1ea3, l\u00e0m gi\u1ea3 gi\u1ea5y t\u1edd \u1ee7y quy\u1ec1n \u0111\u1ec3 chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n c\u1ecdc ho\u1eb7c b\u00e1n nh\u00e0 \u0111\u1ea5t kh\u00f4ng ch\u00ednh ch\u1ee7 \u0111\u00e3 g\u00e2y thi\u1ec7t h\u1ea1i l\u1edbn cho ng\u01b0\u1eddi mua v\u00e0 l\u00e0m suy gi\u1ea3m uy t\u00edn c\u1ee7a s\u00e0n giao d\u1ecbch. C\u00f4ng ngh\u1ec7 eKYC s\u1eed d\u1ee5ng t\u00ednh n\u0103ng <\/span>Liveness Detection<\/b> (ki\u1ec3m tra th\u1ef1c th\u1ec3 s\u1ed1ng) \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o ng\u01b0\u1eddi \u0111ang th\u1ef1c hi\u1ec7n giao d\u1ecbch l\u00e0 ng\u01b0\u1eddi th\u1eadt, ng\u0103n ch\u1eb7n c\u00e1c h\u00e0nh vi s\u1eed d\u1ee5ng h\u00ecnh \u1ea3nh t\u0129nh, video ph\u00e1t l\u1ea1i ho\u1eb7c c\u00f4ng ngh\u1ec7 Deepfake.<\/span><\/p>\n

2. T\u1ed1i \u01b0u h\u00f3a chi ph\u00ed v\u00e0 r\u00fat ng\u1eafn quy tr\u00ecnh giao d\u1ecbch<\/b><\/h3>\n

Giao d\u1ecbch b\u1ea5t \u0111\u1ed9ng s\u1ea3n th\u01b0\u1eddng \u0111\u00f2i h\u1ecfi nhi\u1ec1u b\u01b0\u1edbc ki\u1ec3m tra gi\u1ea5y t\u1edd ph\u1ee9c t\u1ea1p. Nh\u1edd eKYC, c\u00e1c b\u01b0\u1edbc x\u00e1c minh th\u00f4ng tin ban \u0111\u1ea7u nh\u01b0 \u0111\u0103ng k\u00fd gi\u1eef ch\u1ed7, \u0111\u1eb7t c\u1ecdc gi\u1eef ch\u1ed7 tr\u1ef1c tuy\u1ebfn, l\u1eadp h\u1ed3 s\u01a1 vay ng\u00e2n h\u00e0ng… c\u00f3 th\u1ec3 ho\u00e0n t\u1ea5t ch\u1ec9 trong v\u00e0i ph\u00fat. Kh\u00e1ch h\u00e0ng \u1edf xa ho\u1eb7c ki\u1ec1u b\u00e0o n\u01b0\u1edbc ngo\u00e0i ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 ch\u1ee7 \u0111\u1ed9ng x\u00e1c minh th\u00f4ng tin m\u00e0 kh\u00f4ng c\u1ea7n di chuy\u1ec3n nhi\u1ec1u l\u1ea7n.<\/span><\/p>\n

\"\u1ea2nh
\u1ea2nh 2: 4 l\u1ee3i \u00edch c\u1ed1t l\u00f5i khi \u1ee9ng d\u1ee5ng ekyc trong b\u1ea5t \u0111\u1ed9ng s\u1ea3n<\/figcaption><\/figure>\n

3. Tu\u00e2n th\u1ee7 nghi\u00eam ng\u1eb7t Lu\u1eadt Ph\u00f2ng, ch\u1ed1ng r\u1eeda ti\u1ec1n<\/b><\/h3>\n

C\u00e1c t\u1ed5 ch\u1ee9c m\u00f4i gi\u1edbi b\u1ea5t \u0111\u1ed9ng s\u1ea3n v\u00e0 ch\u1ee7 \u0111\u1ea7u t\u01b0 thu\u1ed9c nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng ph\u1ea3i th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 b\u00e1o c\u00e1o theo Lu\u1eadt Ph\u00f2ng, ch\u1ed1ng r\u1eeda ti\u1ec1n. Vi\u1ec7c l\u01b0u tr\u1eef l\u1ecbch s\u1eed x\u00e1c th\u1ef1c eKYC \u0111\u1ea7y \u0111\u1ee7, ch\u00ednh x\u00e1c v\u00e0 c\u00f3 d\u1ea5u th\u1eddi gian (Timestamp) gi\u00fap doanh nghi\u1ec7p \u0111\u00e1p \u1ee9ng t\u1ed1i \u0111a y\u00eau c\u1ea7u thanh tra, ki\u1ec3m tra c\u1ee7a c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc.<\/span><\/p>\n

4. N\u00e2ng cao tr\u1ea3i nghi\u1ec7m ng\u01b0\u1eddi d\u00f9ng tr\u00ean n\u1ec1n t\u1ea3ng Proptech<\/b><\/h3>\n

T\u00edch h\u1ee3p eKYC v\u00e0o \u1ee9ng d\u1ee5ng b\u00e1n h\u00e0ng gi\u00fap t\u1ef1 \u0111\u1ed9ng \u0111i\u1ec1n c\u00e1c th\u00f4ng tin h\u1ee3p \u0111\u1ed3ng t\u1eeb \u1ea3nh ch\u1ee5p CCCD, lo\u1ea1i b\u1ecf vi\u1ec7c nh\u1eadp li\u1ec7u th\u1ee7 c\u00f4ng d\u1ec5 sai s\u00f3t. \u0110i\u1ec1u n\u00e0y mang l\u1ea1i s\u1ef1 chuy\u00ean nghi\u1ec7p, ti\u1ec7n l\u1ee3i v\u00e0 t\u0103ng t\u1ef7 l\u1ec7 chuy\u1ec3n \u0111\u1ed5i giao d\u1ecbch cho s\u00e0n.<\/span><\/p>\n

Quy tr\u00ecnh \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng eKYC trong B\u0110S chu\u1ea9n n\u0103m 2027<\/b><\/h2>\n

\u0110\u1ec3 \u0111\u1ea3m b\u1ea3o gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd v\u00e0 t\u00ednh b\u1ea3o m\u1eadt cao nh\u1ea5t, quy tr\u00ecnh <\/span>\u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng eKYC trong b\u0111s<\/b> hi\u1ec7n nay \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n qua 4 b\u01b0\u1edbc ti\u00eau chu\u1ea9n:<\/span><\/p>\n

[B\u01b0\u1edbc 1: Qu\u00e9t NFC \/ CCCD] \u2794 [B\u01b0\u1edbc 2: Tr\u00edch xu\u1ea5t OCR] \u2794 [B\u01b0\u1edbc 3: Face Matching & Liveness] \u2794 [B\u01b0\u1edbc 4: C\u1ea5p m\u00e3 & Ph\u00ea duy\u1ec7t]<\/span><\/p>\n

B\u01b0\u1edbc 1: Qu\u00e9t th\u00f4ng tin C\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n g\u1eafn chip (NFC)<\/b><\/h3>\n

Kh\u00e1ch h\u00e0ng m\u1edf \u1ee9ng d\u1ee5ng giao d\u1ecbch B\u0110S, ch\u1ecdn m\u1ee5c “X\u00e1c minh t\u00e0i kho\u1ea3n”. Kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng t\u00ednh n\u0103ng \u0111\u1ecdc chip NFC tr\u00ean \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh ch\u1ea1m v\u00e0o m\u1eb7t sau c\u1ee7a CCCD g\u1eafn chip \u0111\u1ec3 \u0111\u1ecdc to\u00e0n b\u1ed9 d\u1eef li\u1ec7u g\u1ed1c \u0111\u01b0\u1ee3c m\u00e3 h\u00f3a b\u1edfi B\u1ed9 C\u00f4ng an.<\/span><\/p>\n

\"\u1ea2nh
\u1ea2nh 3: quy tr\u00ecnh \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng ekyc trong b\u0111s chu\u1ea9n n\u0103m 2027<\/figcaption><\/figure>\n

B\u01b0\u1edbc 2: Tr\u00edch xu\u1ea5t d\u1eef li\u1ec7u t\u1ef1 \u0111\u1ed9ng (OCR)<\/b><\/h3>\n

H\u1ec7 th\u1ed1ng s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 nh\u1eadn d\u1ea1ng k\u00fd t\u1ef1 quang h\u1ecdc (OCR) \u0111\u1ec3 t\u1ef1 \u0111\u1ed9ng tr\u00edch xu\u1ea5t c\u00e1c tr\u01b0\u1eddng th\u00f4ng tin:<\/span><\/p>\n

    \n
  • H\u1ecd v\u00e0 t\u00ean<\/span><\/li>\n
  • S\u1ed1 CCCD \/ S\u1ed1 \u0111\u1ecbnh danh c\u00e1 nh\u00e2n<\/span><\/li>\n
  • Ng\u00e0y sinh, gi\u1edbi t\u00ednh<\/span><\/li>\n
  • Qu\u00ea qu\u00e1n, n\u01a1i th\u01b0\u1eddng tr\u00fa<\/span><\/li>\n<\/ul>\n

    B\u01b0\u1edbc 3: X\u00e1c th\u1ef1c khu\u00f4n m\u1eb7t (Face Matching & Liveness Detection)<\/b><\/h3>\n

    Kh\u00e1ch h\u00e0ng th\u1ef1c hi\u1ec7n thao t\u00e1c quay qu\u00e9t khu\u00f4n m\u1eb7t theo h\u01b0\u1edbng d\u1eabn c\u1ee7a h\u1ec7 th\u1ed1ng (m\u1ec9m c\u01b0\u1eddi, ch\u1edbp m\u1eaft, quay tr\u00e1i\/ph\u1ea3i). AI s\u1ebd so s\u00e1nh d\u1eef li\u1ec7u h\u00ecnh \u1ea3nh v\u1eeba ch\u1ee5p v\u1edbi \u1ea3nh sinh tr\u1eafc h\u1ecdc l\u01b0u tr\u1eef trong chip CCCD ho\u1eb7c \u1ee9ng d\u1ee5ng VNeID v\u1edbi \u0111\u1ed9 ch\u00ednh x\u00e1c cao.<\/span><\/p>\n

    B\u01b0\u1edbc 4: Ph\u00ea duy\u1ec7t v\u00e0 g\u1eafn M\u00e3 \u0111\u1ecbnh danh giao d\u1ecbch<\/b><\/h3>\n

    Sau khi th\u00f4ng tin tr\u00f9ng kh\u1edbp 100%, h\u1ec7 th\u1ed1ng t\u1ef1 \u0111\u1ed9ng kh\u1edfi t\u1ea1o h\u1ed3 s\u01a1 \u0111\u1ecbnh danh duy nh\u1ea5t cho kh\u00e1ch h\u00e0ng. Th\u00f4ng tin n\u00e0y \u0111\u01b0\u1ee3c li\u00ean k\u1ebft tr\u1ef1c ti\u1ebfp v\u1edbi m\u00e3 \u0111\u1ecbnh danh b\u1ea5t \u0111\u1ed9ng s\u1ea3n m\u00e0 kh\u00e1ch h\u00e0ng \u0111ang quan t\u00e2m \u0111\u1ec3 ho\u00e0n t\u1ea5t c\u00e1c th\u1ee7 t\u1ee5c ph\u00e1p l\u00fd ti\u1ebfp theo.<\/span><\/p>\n

    C\u1eadp nh\u1eadt ph\u00e1p l\u00fd 2027: M\u00e3 \u0111\u1ecbnh danh B\u0110S v\u00e0 eKYC<\/b><\/h2>\n

    T\u1eeb m\u1ed1c m\u1ed1c th\u1eddi gian <\/span>01\/03\/2026<\/b> (khi Ngh\u1ecb \u0111\u1ecbnh 357\/2025\/N\u0110-CP c\u00f3 hi\u1ec7u l\u1ef1c), vi\u1ec7c qu\u1ea3n l\u00fd d\u1eef li\u1ec7u b\u1ea5t \u0111\u1ed9ng s\u1ea3n chuy\u1ec3n sang giai \u0111o\u1ea1n s\u1ed1 h\u00f3a t\u1eadp trung.<\/span><\/p>\n

      \n
    1. M\u1ed7i t\u00e0i s\u1ea3n c\u00f3 m\u1ed9t \u0111\u1ecbnh danh ri\u00eang:<\/b> M\u1ed7i th\u1eeda \u0111\u1ea5t, c\u0103n h\u1ed9 s\u1ebd c\u00f3 c\u1ea5u tr\u00fac m\u00e3 \u0111\u1ecbnh danh chu\u1ea9n h\u00f3a tr\u00ean c\u01a1 s\u1edf d\u1eef li\u1ec7u qu\u1ed1c gia.<\/span><\/li>\n
    2. X\u00e1c th\u1ef1c ch\u1ee7 th\u1ec3 \u0111\u1ed3ng b\u1ed9:<\/b> C\u00e1c giao d\u1ecbch ph\u00e1t sinh tr\u00ean th\u1ecb tr\u01b0\u1eddng ph\u1ea3i \u0111\u1ea3m b\u1ea3o th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi mua\/b\u00e1n \u0111\u01b0\u1ee3c x\u00e1c th\u1ef1c qua h\u1ec7 th\u1ed1ng \u0111\u1ecbnh danh \u0111i\u1ec7n t\u1eed ch\u00ednh th\u1ed1ng.<\/span><\/li>\n
    3. Gi\u00e1 tr\u1ecb c\u1ee7a eKYC:<\/b> Vi\u1ec7c \u1ee9ng d\u1ee5ng eKYC \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u s\u1ed1 h\u00f3a d\u1eef li\u1ec7u \u0111\u1ea7u v\u00e0o, gi\u00fap c\u00e1c ch\u1ee7 \u0111\u1ea7u t\u01b0 v\u00e0 s\u00e0n giao d\u1ecbch k\u1ebft n\u1ed1i d\u1eef li\u1ec7u m\u01b0\u1ee3t m\u00e0 v\u1edbi c\u01a1 quan thu\u1ebf, v\u0103n ph\u00f2ng \u0111\u0103ng k\u00fd \u0111\u1ea5t \u0111ai v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/span><\/li>\n<\/ol>\n

      Th\u00e1ch th\u1ee9c v\u00e0 gi\u1ea3i ph\u00e1p khi tri\u1ec3n khai eKYC trong ng\u00e0nh B\u0110S<\/b><\/h2>\n

      C\u00e1c th\u00e1ch th\u1ee9c ch\u00ednh<\/b><\/h3>\n
        \n
      • R\u00e0o c\u1ea3n c\u00f4ng ngh\u1ec7 \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng:<\/b> Kh\u00e1ch h\u00e0ng l\u1edbn tu\u1ed5i c\u00f3 th\u1ec3 g\u1eb7p kh\u00f3 kh\u0103n khi th\u1ef1c hi\u1ec7n c\u00e1c thao t\u00e1c qu\u00e9t NFC ho\u1eb7c quay video x\u00e1c th\u1ef1c khu\u00f4n m\u1eb7t.<\/span><\/li>\n
      • Lo ng\u1ea1i v\u1ec1 an to\u00e0n th\u00f4ng tin:<\/b> Kh\u00e1ch h\u00e0ng e ng\u1ea1i vi\u1ec7c cung c\u1ea5p d\u1eef li\u1ec7u c\u00e1 nh\u00e2n nh\u1ea1y c\u1ea3m tr\u00ean c\u00e1c \u1ee9ng d\u1ee5ng ch\u01b0a c\u00f3 th\u01b0\u01a1ng hi\u1ec7u l\u1edbn.<\/span><\/li>\n<\/ul>\n

        Gi\u1ea3i ph\u00e1p kh\u1eafc ph\u1ee5c cho doanh nghi\u1ec7p B\u0110S<\/b><\/h3>\n
          \n
        • T\u00edch h\u1ee3p gi\u1ea3i ph\u00e1p eKYC \u0111\u1ea1t chu\u1ea9n ISO\/IEC 27001:<\/b> L\u1ef1a ch\u1ecdn c\u00e1c \u0111\u01a1n v\u1ecb cung c\u1ea5p h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7 uy t\u00edn, c\u00f3 ch\u1ee9ng nh\u1eadn b\u1ea3o m\u1eadt th\u00f4ng tin v\u00e0 \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p k\u1ebft n\u1ed1i d\u1eef li\u1ec7u d\u00e2n c\u01b0.<\/span><\/li>\n
        • X\u00e2y d\u1ef1ng quy tr\u00ecnh h\u1ed7 tr\u1ee3 linh ho\u1ea1t (Hybrid KYC):<\/b> K\u1ebft h\u1ee3p x\u00e1c th\u1ef1c eKYC tr\u00ean app v\u1edbi s\u1ef1 h\u01b0\u1edbng d\u1eabn tr\u1ef1c ti\u1ebfp t\u1eeb chuy\u00ean vi\u00ean t\u01b0 v\u1ea5n (Sales) \u0111\u1ed1i v\u1edbi c\u00e1c nh\u00f3m kh\u00e1ch h\u00e0ng \u0111\u1eb7c th\u00f9.<\/span><\/li>\n<\/ul>\n

          K\u1ebft lu\u1eadn<\/b><\/h2>\n

          Vi\u1ec7c ch\u1ee7 \u0111\u1ed9ng tri\u1ec3n khai <\/span>\u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng eKYC trong b\u0111s<\/b> kh\u00f4ng ch\u1ec9 gi\u00fap c\u00e1c s\u00e0n giao d\u1ecbch v\u00e0 doanh nghi\u1ec7p Proptech tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh ph\u00e1p l\u00fd m\u1edbi nh\u1ea5t m\u00e0 c\u00f2n t\u1ea1o d\u1ef1ng l\u1ee3i th\u1ebf c\u1ea1nh tranh v\u01b0\u1ee3t tr\u1ed9i th\u00f4ng qua quy tr\u00ecnh giao d\u1ecbch nhanh ch\u00f3ng, an to\u00e0n v\u00e0 minh b\u1ea1ch. Trong k\u1ef7 nguy\u00ean kinh t\u1ebf s\u1ed1, eKYC ch\u00ednh l\u00e0 ch\u00eca kh\u00f3a v\u00e0ng gi\u00fap chu\u1ea9n h\u00f3a d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng v\u00e0 th\u00fac \u0111\u1ea9y thanh kho\u1ea3n cho to\u00e0n b\u1ed9 th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n.<\/span><\/p>\n

           <\/p>\n","protected":false},"excerpt":{"rendered":"

          Trong b\u1ed1i c\u1ea3nh th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n b\u01b0\u1edbc v\u00e0o giai \u0111o\u1ea1n minh b\u1ea1ch h\u00f3a v\u00e0 s\u1ed1 h\u00f3a to\u00e0n di\u1ec7n, c\u00e1c quy \u0111\u1ecbnh ph\u00e1p l\u00fd m\u1edbi c\u00f9ng s\u1ef1… <\/p>\n","protected":false},"author":1,"featured_media":40286,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-40265","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/meeycrm.com\/tin-tuc\/wp-json\/wp\/v2\/posts\/40265","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/meeycrm.com\/tin-tuc\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/meeycrm.com\/tin-tuc\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/meeycrm.com\/tin-tuc\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/meeycrm.com\/tin-tuc\/wp-json\/wp\/v2\/comments?post=40265"}],"version-history":[{"count":4,"href":"https:\/\/meeycrm.com\/tin-tuc\/wp-json\/wp\/v2\/posts\/40265\/revisions"}],"predecessor-version":[{"id":40290,"href":"https:\/\/meeycrm.com\/tin-tuc\/wp-json\/wp\/v2\/posts\/40265\/revisions\/40290"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/meeycrm.com\/tin-tuc\/wp-json\/wp\/v2\/media\/40286"}],"wp:attachment":[{"href":"https:\/\/meeycrm.com\/tin-tuc\/wp-json\/wp\/v2\/media?parent=40265"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/meeycrm.com\/tin-tuc\/wp-json\/wp\/v2\/categories?post=40265"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/meeycrm.com\/tin-tuc\/wp-json\/wp\/v2\/tags?post=40265"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}